If you're in financial survival mode and can't seem to save a penny for "a rainy day", you're not alone.   Many people believe it seems futile to bother to save when you're staring at credit card statements that have sky-high interest rates or student loans that will take a lifetime to pay off.   The thought you should put money aside each month just feels View Post

I love checklists. I use them all the time for things like my cleaning routines, things to do list, projects I'm working on and when I'm not clear about the next steps to take.  It provides me clarity, and I like that. So I thought why not a Financial Freedom Checklist?   This Financial Freedom Checklist is the same checklist I've been following for over ten years, and I attribute it to View Post

The six habits, when used consistently, will transform your finances and have you getting out of debt and reaching your financial goals. Don't we all wish that money was a set it and forget it activity?  I know I always did.  I wanted to be able to simply check some financial activity off my to-do list and know I was all set. But, money doesn't work that way. To transform your View Post

Thinking about embracing the cash envelope system but not sure how it works and if it will work for you?  This post will walk you through how to set up your cash envelope system and budget and the benefits of using the cash envelope system. Most of us at one time or another have struggled with overspending. When I was in debt, I learned about the cash envelope system and quickly realized the View Post