When you’re behind on bills, it seems almost silly to try and create a budget. You clearly can’t make ends meet so what good’s a budget? And where do you even begin? But budgeting is one of the best things you can do when you’re behind on bills because it will not only help you figure a way out, it will help you avoid the situation in the future. The basic steps for budgeting remain the same, View Post
15 Money Saving Tips for Retirees
Now that you’ve made it to retirement, being frugal and saving every penny might be important to help your retirement account last as long as possible. You’ve spent years saving and making plans for all the things you would do when you finally retired but, until you adjust to your new circumstances, it can be stressful wondering if you’ll have enough to get you through. My parent's who have View Post
13 Money Secrets Nobody Ever Told You
Can anyone become wealthy? Technically the answer is yes, no matter your financial circumstances, knowing a few money secrets will help you understand wealth creation in a better light. If you want to build wealth you must have a certain mindset. You must think about money in a certain way. And because this thinking doesn’t come naturally to most of us, it’s not necessarily easy for View Post
When Money Is Tight – Strategies for Living On Next To Nothing
Last month I conducted my annual survey and found some interesting statistics and comments that prompted me to write today’s article. It seems that many of my readers are struggling to survive and living on next to nothing. A lot of you are making somewhere around $25,000 a year and have done so for many years. Some of you are families with children, and others are single men and women over View Post
What You Need To Know About Debt Settlement
Recently a reader in the Private Facebook Group asked, "Does anyone have experience with debt settlement companies? Is it true your money goes into escrow acct you don't pay your creditors until they settle with them in 180 days? My credit would suffer for months and I am up to date with all of them. Not sure this is the way to go. Please help!" I was so glad she asked this question because View Post
Things I’d Tell My Younger Self About Money If I Could Go Back In Time
Dear Maureen....let me tell you some things about money. I wish I had written that letter to myself and included all the lessons I never learned. You know the old adage, "if I only knew then what I know now." I would have saved myself a ton of problems, a heap of debt and a lot of financial pain. You see, I've been poor. I've been rich. I've lived paycheck to paycheck. And I've been View Post
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