The six habits, when used consistently, will transform your finances and have you getting out of debt and reaching your financial goals. Don't we all wish that money was a set it and forget it activity?  I know I always did.  I wanted to be able to simply check some financial activity off my to-do list and know I was all set.   But, money doesn't work that way. View Post

Thinking about embracing the cash envelope system but not sure how it works and if it will work for you?  This post will walk you through how to set up your cash envelope system and budget and the benefits of using the cash envelope system. Most of us at one time or another have struggled with overspending. When I was in debt, I learned about the cash envelope system and quickly realized View Post

Think you can’t build your savings if you live paycheck to paycheck or don’t have a nickel to spare?  Depending on your personality, these strategies can help put your saving on autopilot so you can finally create an emergency fund. Back in the days when I was flat broke, saving wasn’t high on the priority list. Frankly, I was trying to keep my head above water and prevent the bank from View Post

Cash is King!  I heard this phrase countless times from my father's business friends.  They would love it when a customer would come into one of their stores and pay for goods or services using cash as opposed to placing the purchase on a "store credit account." My father and his friends understood the importance of money.  It was immediate, and they didn't have to wait a View Post