Over 40 and dealing with overwhelming debt can be downright paralyzing. Where do you begin? What do you pay first? And how do you manage to keep up so you don’t get even further behind? I remember when I had overwhelming debt.  I was constantly stressed out and worried about my financial future. When I was faced with foreclosure due to the debt it also threw me into a tailspin about the View Post

Have you ever strolled the mall with the best intentions of window shopping, only to arrive home with bags and bags of items?  That's the act of the impulse buy, and there is a high cost associated with the action. Retail stores are carefully constructed to get you to impulse buy. Think about how a grocery store is nicely laid out.  You have to pass many tempting items just to grab a gallon View Post

Dear Maureen....let me tell you some things about money. I wish I had written that letter to myself and included all the lessons I never learned. You know the old adage, "if I only knew then what I know now." I would have saved myself a ton of problems, a heap of debt and a lot of financial pain. You see, I've been poor.  I've been rich. I've lived paycheck to paycheck. And I've been View Post

If you're in financial survival mode and can't seem to save a penny for "a rainy day", you're not alone. Many people believe it seems futile to bother to save when you're staring at credit card statements that have sky-high interest rates or student loans that will take a lifetime to pay off. The thought you should put money aside each month just feels overwhelming. It's not that you View Post

I love checklists. I use them all the time for things like my cleaning routines, things to do list, projects I'm working on and when I'm not clear about the next steps to take.  It provides me clarity, and I like that. So I thought why not a Financial Freedom Checklist?   This Financial Freedom Checklist is the same checklist I've been following for over ten years, and I attribute it to View Post

The six habits, when used consistently, will transform your finances and have you getting out of debt and reaching your financial goals. Don't we all wish that money was a set it and forget it activity?  I know I always did.  I wanted to be able to simply check some financial activity off my to-do list and know I was all set. But, money doesn't work that way. To transform your View Post