Are you new to the idea of saving money? Do you typically live pay-check to pay-check and you’ve finally come to the realization that unless you start saving money ASAP you could be in a real mess? Well, you’ve come to the right place! Today, we’re diving into the best money saving tips for beginners so you can skip the learning curve and chose a saving strategy that will work for you and your family!
THE BEST MONEY SAVING TIPS
1. SAVING STRATEGIES
Saving Strategies – A Debt Free Stress Free Life
There are strategies to saving and the trick is to knowing which one to pick and use. This article will share how your personality can help in deciding which strategy will work best for you. Differing personality types, such as the Goal Setter, Nervous Nellie, Lazy Saver, or The Gambler will require a different strategy. Learn which personality type you are and choose accordingly.
2. HOW TO LIVE FRUGALLY FOR BEGINNERS AND SAVE MORE MONEY
How To Live Frugally For Beginners And Save More Money
– I Heart Frugal
This article discusses how and why you might want to consider living a frugal lifestyle. At the top of the list is saving money. You’ll learn tips for frugal living for beginners and how to take control of your financial life.
3. HOW TO GET STARTED SAVING MONEY
How To Get Started Saving Money – The Practical Penny
Learn why you need to make saving a priority and why you should have a separate savings account. Saving will become automatic once you implement a few key strategies.
4. THE PAYDAY SAVINGS PLAN
The Payday Savings Plan – Money Savvy Living
Saving money doesn’t happen on its own – you must have a plan to save. Here’s 52-week plan to help you set aside money before it is spent on other disposable income items. This plan prioritizes savings as a part of your budget.
5. 10 SIMPLE WAYS TO SAVE MONEY ON UTILITIES EACH MONTH
10 Simple Ways To Save Money On Utilities Each Month – Glossy Bell
If you’re looking to lower your utility bill whether you rent or own your home, these small steps and habits could save you hundreds of dollars on utilities such as electricity, gas, and water each year.
6. HOW TO SAVE FOR RETIREMENT AND PROTECT YOURSELF IF YOU’RE SINGLE
How To Save For Retirement and Protect Yourself If You’re Single – The A Debt Free Stress Free Life
Did you know that only 55% of all singles will have enough money saved for retirement? That’s pretty dismal compared to married couples of whom 80% will have enough saved. When you’re single, you have to be accountable for yourself, so here’s the article you need to read to get started and stay on track to meet your retirement goals.
7. EASY MONEY SAVINGS TIPS TO QUICKLY BUILD AN EMERGENCY FUND
Easy Money Saving Tips to Quickly Build An Emergency Fund – Frugal Fanatic
Don’t wait until an emergency occurs and then scramble to find the funds to cover it. Start now and begin saving for this fund. Build it into your budget so that you’ll be less stressed when the unexpected happens.
8. THE DIFFERENCE BETWEEN A MONEY CUSHION AND EMERGENCY FUND
The Difference Between A Money Cushion And An Emergency Fund – Financial Best Life
A money cushion and an emergency fund are two separate things with two distinct functions. Learn how to calculate how much you need for each fund. Read more about how and why to save for each using the strategies outlined here.
9. CREATIVE WAYS TO SAVE FOR A VACATION
Creative Ways To Save For A Vacation – Suburbia Unwrapped
From side-hustles, to clearing and selling clutter, and to make those credit card extra points work for you, this article will help you brainstorm where you can find hidden money to enjoy a vacation.
10. HOW TO AUTOMATE YOUR SAVINGS SIMPLY AND SAFELY
How to Automate Your Savings Simply and Safely – A Debt Free Stress Free Life
Automating your savings helps you prioritize your savings and reduces the urge to frivolously spend on things you don’t need. Moreover, it helps ensure that you don’t forget to move the money into savings.
11. HOW TO SAVE $1000 IN 3 MONTHS WITH THIS SIMPLE MONEY SAVING CHART
How To Save $1000 In 3 Months With This Simple Money Saving Chart – Living Low Key
This article will point you in the direction to finding one crucial issue that will either prevent you from saving or drive you forward with a saving program. Even better, they give you a simple chart to help you stay motivated toward your goal.
12. 3 EASY STEPS TO MANAGING YOUR SAVINGS AND SAVING MORE MONEY
3 Easy Steps To Managing Your Savings And Saving More Money – Something Read
Most savings strategies don’t include goals. Simply setting money aside in a savings account won’t get you very far. You need to know what you’re saving for. Here are 3 steps toward defining your end goals so you can manage and save money.
13. 10 EASY WAYS TO CUT YOUR GROCERY BILL WITHOUT COUPONS
10 Easy Ways To Cut Your Grocery Bill Without Coupons – Joyfully Thriving
With just a little planning, you can implement these easy strategies to help reduce your grocery bill with no coupon clipping needed. A side benefit of these strategies is that many of them result in healthier eating habits.
14. 3 WAYS TO SAVE YOU MAY HAVE OVERLOOKED
3 Ways To Save You May Have Overlooked – A Debt Free Stress Free Life
Learn the areas of spending that you may have overlooked. There are probably unnecessary services that you’re getting charged for that you’re unaware of. Learn where to look and how to eliminate these expenses.
15. THE BEGINNERS GUIDE TO SAVINGS
The Beginners Guide To Savings – Living Well Spending Less
Learn the first thing you need to do to begin saving. This article gives assignments for beginners so that you’ll learn the art of saving and how to keep yourself accountable.
16. REPAYING DEBT VS. SAVING FOR RETIREMENT
Repaying Debt Vs. Saving For Retirement – Sunburnt Saver
Learn if it’s important to repay debt or save for retirement. If you have leftover income at the end of the month, this article is a good read to understanding where to set your priorities based on your situation.
17. 9 SUPER EASY WAYS TO SAVE MONEY IN YOUR 20S
9 Super Easy Ways To Save Money In Your 20s – Kayla Sloan
It’s no secret that learning how to save money when you’re younger will help you in later years. Learn easy ways to begin doing that now so you can begin building a bright financial future.
18. HOW TO SAVE MONEY WHEN YOU’RE BROKE
How To Save Money When You’re Broke – Five Senses Of Living
It may seem impossible to save when you’re broke, but you can do it. You’ll need to really look at where your money is going and make a few changes so that you’ll actually have some money to save. Learn a few simple strategies here.
19. 24 TIME AND MONEY SAVING SMART PHONE APPS
24 Time And Money Saving Smart Phone Apps – Busy Budgeter
Use this list to review the best apps for helping you save money. The trick is to pick the best app for your situation and then actually use it. Keep it updated so that you stay on track and to meet your savings goals.
20. THE JOY OF SAVING
The Joy Of Saving – A Debt Free Stress Free Life
Gain insight into why saving will make you less stressed and why you should commit to saving every month even if you don’t have much to spare. Learn easy ways to save and how you can automate this habit.