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If I were to ask 100 women if they wanted to make more money, a whopping 99.9% of the women would say a resounding ‘yes.’
The ways one can make more money is endless.
If you’re self-employed, you could raise your fees, or gain new clients. If you work for a company or organization, you could ask for a raise. Anyone could take on a second job or do some activity to bring in more money.
So I’m often surprised when after women do these things, they still report they don’t have enough money. Why is it that even though you can make more money, it doesn’t necessarily mean you’ll keep more of it?
Why is it that even though you’re working harder and harder at earning more, it seems to just slip through your polished fingers and out of your bank account?
Table of Contents
THE TRUTH ABOUT EARNING MORE AND SPENDING MORE
If you’re anything like me, despite the fact I made a decent wage, I never had any money in the bank. I had virtually no savings and a ton of debt.
So not only was I unable to save, I was not unable to live within my means. Those two issues combined was the recipe for my personal disaster, and I’m wondering if they are for you too.
Sure I tried budgeting, but the truth was it never worked for me.
That was until I decided to dig deeper into my emotional spending and peel back the layers of behaviors, thoughts, and beliefs that were standing in my way.
Budgeting only worked when I was ready to face the truth about my emotional spending and fix the issue deep down.
This meant totally revamping my life.
My life sucked, and I knew it.
So instead of focusing on budgeting, I decided first to fix my life, and the rest followed.
One of the ways I did this was to evaluate the thoughts about money that consumed my waking hours. Boy, they were eye-opening, and I want to share three that I know most women think about too.
WHY MONEY SLIPS THROUGH YOUR FINGERS
Our relationship with money is a complicated thing. The reality is nearly ALL women have a secret, haunting issue with money that causes them to freak out and give away their power. And when you lose your control, the cash is sure to follow.
Most women possess a fear that somehow, having more money will change them or change their life in some way they can’t control.
So, while on the outside they do everything they can to be successful, on the inside, their mindset and beliefs are sabotaging their efforts.
If you, too, have created that endless struggle with never seeming to have enough money, even when you’re making more, then I know you’ll find these three tips really helpful in getting to the bottom of what’s going on.
MONEY WILL CHANGE YOU
A lot of people are afraid they’ll turn into someone they’re not. But truth be told, money doesn’t change you in that way. It will magnify your values and your character, but not transform you into someone completely different. If you were generous before, you’d be more so with more cash at your disposal.
On the flip side, if there are traits and values about yourself you don’t particularly like, then now’s the time to do something about them before you have more money. Take the time to express your positive characteristics now and stand firm in what you stand for and eventually you will see that money will only enhance your quality of your life, not turn you into a mean and heartless bitch.
WHO ARE YOU AFRAID OF OFFENDING?
I can tell you from experience; it’s not uncommon to have someone in your life you think will be upset, jealous, threatened or disturbed in some way if you make more money or improve your financial situation. Typically it’s a family member, but it could just as easily be a close friend too.
If this resonates with you in any way, I want to point out that you’re just acknowledging the fear. The fear itself doesn’t mean this is the truth of the situation just that you’re afraid. Once you can recognize this, it’s easier to let go of this fear and move forward.
If you stop and think about it, this person more than likely wants the best for you. They want you to be secure, safe and happy. Focus on the positive intentions they have for you instead of focusing on what you’re afraid of.
Once you do this, you will stop letting this fear hold you back from making more, keeping more of it, getting out of debt and other money issues that have been historically problematic for you.
WHAT’S YOUR BIG MONEY WHY?
So, what’s your big money why? If you don’t know, figure it out.
Making more is great, and it allows you to indulge in life’s luxuries. But once you have spoiled yourself a few times, eventually you’ll want to connect to your big why which has to do with your heart and spirit.
Maybe you want to finally own a home at the ocean or pay for your grandchild’s college education.
Knowing precisely and specifically what more significant amounts of money are slotted for will help you value keeping more of it instead of splurging it on something that won’t change your life in any meaningful way.
MONEY EQUALS GROWTH
Do you want to grow as a person?
Money is the perfect catalyst for your personal self-growth and development.
It’s the perfect mirror for so many of life’s issues.
How you do money is how you do everything in your life, and so when you’re able to fix your money issues at the root, by correcting what makes you unhappy in your life, you can find the financial peace you’ve craved.
Not only will you delight in how advanced you become, but your new financial picture will give you the opportunity to make a profound and positive difference in the lives of everyone around you.
CONCLUSION
If you’re struggling with overspending and find yourself with little to no savings and a mountain of debt, and budgeting doesn’t work it’s time to go deeper and look at how your beliefs are standing in your way.
If you’ve convinced yourself that money will somehow change you or that you’re secretly afraid of offending someone in your life if you make more, realize these beliefs don’t serve you in any way than to keep you right where you are now – debt and broke.
You can work at resolving this internal conflict easily by recognizing the fear and knowing other’s only want the best for you. Once you can do this, you can then focus on your big money why so you can align your values with the reason to make more or just get into a better financial space. This will be the catalyst for your personal growth and development and will help to improve your life!
If you’re ready to grow and are finally willing to look at this particular self-sabotaging behavior, a real breakthrough is awaiting you on the other side.
These tips will help you gain more comfort with earning more while staying within your values, dreams, and desires.