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[tweetthis]Spend less than you make. If not, you will always be at risk financially.[/tweetthis]
This is the most simple tip I can share with you, but one that will have the greatest impact on your financial future. When you spend more than you make, you are a slave to debt. When you spend less than you make, your choices about how to live your life become easier, because the burden of debt is eliminated and you can clearly determine your life path.
Sounds pretty cool doesn’t it?

I’m a professional cleaner with over 13 years of hands-on experience cleaning homes, a published writer, certified money specialist, and the founder of A Mess Free Life. After paying off over $50,000 in debt, I dedicated myself to helping others master their homes and their money — proving that a clean, organized, stress-free life is possible no matter where you’re starting from. When I’m not writing, you’ll find me cooking, playing bocce, sipping an extra dirty martini, or enjoying the ocean with my cats nearby. I’m also a proud mom and grandma who cares deeply for my mother at home.
