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When most people start to think about their holiday spending plans, their minds typically wander to writing out the gift giving list.
And, while that’s a great place to start, it barely scratches the surfaces.
There’re so many things that need to be included when mapping out your Holiday Budget. Failing to identify and budget for these expenses will result in your busting your budget and overspending.
Here’re a few things to consider:
Only 42% of surveyed consumers will adhere to a budget this Holiday Season. #DebtFreeHoliday
How do you think these folks will pay for the overall.
More than likely, it will be by way of credit cards.
Sad to say, 56% of Americans plan on funding Christmas by using credit this year, resulting in the majority of people getting into more debt just for the sake of buying gifts and incidentals.
So, if keeping to your budget this year is at all important to you, here’s a comprehensive list of items to include on your list.
Easy Holiday Budgeting Reminder List
- Gifts (family)
- How many do you buy in your family?
- Gifts (work)
- Boss
- Co-workers
- Swap party?
- Gifts (friends)
- Friends children?
- Gifts (People Who Provide A Service)
- How many teachers do you include?
- Mailman
- Nail Tech
- Hair Dresser
- Other
- Gift Wrapping
- Decorations
- Inside
- Outside
- Holiday Meals
- Linens or Tableware
- Baking
- As a gift?
- For your home
- Parties (work)
- Your job
- Your spouses job
- Parties (school)
- Parties (organizations)
- Parties (family)
- Holiday Clothing
- Will you wear the same outfit to each party?
- Hairdresser/Barbe
- Impromptu purchases
- Entertaining
- Food
- Drinks
- Liquor
- Dishes and Cutlery
- Holiday Cards and Postage
- Travel
- Charitable
- Contributions
- Holiday Plants/Trees
- Holiday Entertainment
- Plays, concerts
- Dinner before or after
Wow! That’s some list.
Did you think of all those things when you started budgeting for the holidays?
If not, use this handy printable to remember everything you need to purchase this holiday season.
I’m a professional cleaner with over 13 years of hands-on experience cleaning homes, a published writer, certified money specialist, and the founder of A Mess Free Life. After paying off over $50,000 in debt, I dedicated myself to helping others master their homes and their money — proving that a clean, organized, stress-free life is possible no matter where you’re starting from. When I’m not writing, you’ll find me cooking, playing bocce, sipping an extra dirty martini, or enjoying the ocean with my cats nearby. I’m also a proud mom and grandma who cares deeply for my mother at home.
